I can't tell which Copilot I have or what it can use

I start the day in Teams and notice the Copilot icon again. A colleague says Copilot can help with files and meeting notes, but I cannot tell whether the one on my screen can actually use our work content or whether it is only answering from the web. I try to read the label under my name, then wonder if the same label means the same thing in the browser, Teams, and the Microsoft 365 app.

Later, I open a document and want help rewriting a section using a project file and a recent meeting note. The answer I get is not obviously wrong, but I cannot tell whether Copilot found the work context or simply gave a generic answer. That is the awkward part: a poor answer could mean bad prompting, missing permissions, the wrong mode, the wrong app surface, or the wrong licence.

There is a small win. I can see enough labels and switches to realise the answer is probably discoverable. I just do not have a simple way to turn what I see on screen into a safe decision: use this Copilot, use a different surface, upload a non-sensitive file, or ask IT before going further.

By the end of the day, I am not asking for a deep licensing lecture. I want a plain checklist that tells me which Copilot I am using, what it can use, what it cannot use, and what remains unknown without IT confirmation. Then I could use approved AI tools without guessing around company data.